Get it today. No Credit Needed*
We know a three-digit number doesn’t tell your story. Applying is easy and won’t hurt your credit.
Get it today. No Credit Needed*
We know a three-digit number doesn’t tell your story. Applying is easy and won’t hurt your credit.Shop and get it today
Spread out the cost of big purchases without needing all the money upfront. Own your item(s) in 12 months or less.
No Credit Needed*
Easy to apply and won’t hurt your credit.
Instant Decision
Apply now for an instant decision.
Flexible Payments
Weekly, biweekly or monthly payment options make it simple to use.
90-Day Option **
Save money when you pay off your lease early using our 90-day and early purchase options.
*Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
No large upfront payment
Take your items home for just $49 initial payment+(plus tax) today!
How does this work?
- Apply now for an instant decision Applying won’t hurt your credit score*. Once approved shop your favorite items.
- Purchase online At checkout, select Progressive Leasing as your payment option. Sign your lease and make your initial payment to complete your purchase.
Already approved?
Log into your account for fast checkout - Purchase in-store Visit your local Big Lots location and let an associate know if you have been approved with Progressive Leasing.
What are customers are saying
Progressive customer service were very understanding and offered me a great payout.
I was approved for a lease immediately for an item I purchased.
Excellent company and really helpful customer service. Never had a problem with payments
FAQs
The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise an early purchase option, you will own the product(s).
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
During your lease signing, you agree for payments to be deducted automatically from your bank account and/or charged to your card you provided during the application process. Charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your items.
You must be 18 years old, have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.
No, we do not charge an application fee or processing fee. Your initial payment will be made using the credit or debit card you consent to be charged in the lease-to-own agreement. This is the first payment for your lease and is part of the 12-month lease-to-own total. If you are not approved, you will not be charged anything.
Yes. You can purchase the product at any time. You can take advantage of a 90-day purchase option (3-month purchase option in CA) as provided in your lease-to-own agreement. This is the least expensive lease-to-own purchase option and expires 90 days (3 months in CA) after your item(s) are delivered. After this option expires, you can exercise an early purchase option for less than the total of remaining 12-month lease-to-own total, as described in your lease agreement.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
Contact a Progressive Leasing customer service representative at (877) 898-1970. Customer Service agents are available Monday through Friday from 10 a.m. to 7 p.m. (EST), Saturdays from 10 a.m. to 6 p.m. (EST) and closed Sunday. You may also access your account online via the customer portal, 24 hours a day 7 days a week at: https://myaccount.progleasing.com/.
Standard Lease-to-own agreements are set up for 12-month to ownership.
Qualifying items include sofas, loveseats, sectionals, dining sets, and mattresses, as well as seasonal items such as outdoor patio furniture, gazebos, umbrellas, chairs and more. See a Big Lots associate for more information.
Leasing is available at select Big Lots locations only. Not valid in Minnesota, New Jersey, Vermont, Wisconsin or Wyoming. Approval is not guaranteed. Additional terms and conditions apply. Click here to review the Progressive Privacy Policy.